Apple Pay Wallet, Image/Apple
Apple Pay can now be used for monetary exchanges with friends and family:
“Whether splitting a bill, paying someone back or sending a last-minute gift, Apple Pay makes it easy to pay and get paid, right in Messages.”
Secure and easy, Apple Pay is available for person to person payments on iPhone, iPad and Apple Watch through iMessage or by asking Siri. Once money is received by users, it is added to their new Apple Pay Cash card that lives in the Wallet app:
“They can use the money instantly to pay someone or make purchases using Apple Pay in stores, apps and on the web. They can also choose to transfer it from Apple Pay Cash to their bank account.”
With the corresponding Wallet app, users can view transaction history, “including person to person payments as well as purchases” made with Apple Pay Cash.
The updates, iOS 11.2 and watchOS 4.2 are required “to make person to person payments and use Apple Pay Cash.” More importantly with Apple Pay security is paramount: “Each Person to person payment and purchase made with Apple Pay Cash is authenticated with Face ID on iPhone X, Touch ID on other iPhone and iPad models or a secure passcode on Apple Watch.”
